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CWealth Blog

Follow what Clifton Wealth have to say beyond financials, and we'll share useful, engaging and informative articles, insights and interviews about topical news, industry trends and relevant aspects of day to day living.

Giving - others focus

Giving - others focus

Caring about others is fundamental to our happiness. Helping other people is not only good for them and a great thing to do, it also makes us happier and healthier too. Giving also creates stronger connections between people and helps to build a happier society for everyone. And it’s not all about money – we can also give our time, ideas and energy.

So if you want to feel good, do good!

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Close to Happy? Or 2.5 items away?

Close to Happy? Or 2.5 items away?

There are many warm and fuzzy sayings about owning your own home, not least of which is one by French philosopher Gaston Bachelard: “If I were asked to name the chief benefit of the house, I should say: the house shelters daydreaming, the house protects the dreamer, the house allows one to dream in peace.” It’s this shelter for daydreaming, undisturbed by demands and jealousies, that makes us yearn for a home of our own.

From the vantage point of the second storey window, I move the curtain aside. I breathe and take  in the view, a perspective I could be see­ing for the rest of my life. My eyes scan the backyard fence separating the house from  the neighbour’s yard. I swivel hard, and point. “that house is… is… incredible… ”

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Bold Predictions for 2018

Bold Predictions for 2018

1. US share markets will go to all-time record highs.
2. US interest rates will rise.
3. Geopolitical tensions will keep investors on edge.
4. The Australian economy will create a new world record for the number of consecutive years without a recession.
5. Equity markets will be more volatile than 2017.
6. Australian equities will nonetheless produce positive returns for a remarkable 7th year in a row.
7. Australian cash rates will not rise above 2%.
8. Australian residential property prices will not collapse.
9. Australian commercial property will produce solid returns.
10. Most active managers will struggle to beat their benchmarks.

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Saving for School Fees

Saving for School Fees

Thankfully there are ways to take the pain out of school fees.

Structured savings and an investment plan is of course ideal. But if you didn’t manage that keep reading, because below are some options you might not be aware of.

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Conspicuous Consumption

Conspicuous Consumption

Do you count other people's money?

Social media is flooded with posts of friends’ exotic holidays, fabulous parties, new cars and new homes.

But don’t be fooled, it’s just a filter!

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The Secret to Happiness in Retirement ...

The Secret to Happiness in Retirement ...

The secret to happiness is well within your reach. It is a state of mind and completely within your control regardless of your financial situation. You can have happiness right now, no matter what’s going on in your life.

How financial freedom forces you to learn the truth about money and happiness

There is a seldom said, little secret about financial freedom. It is counter-intuitive and illustrates an essential principle about money and happiness.

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Super Changes from July 1

Super Changes from July 1

In late January the changes to superannuation outlined in the May 2016 Federal Budget became law.

So it’s important to understand what these changes are and how they may affect you.

While there are a number of changes that will be made effective on 1 July 2017, below we have identified some particular areas of interest to take note of:

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Asking Questions of the Future You

Asking Questions of the Future You

Every week or so, our adviser discuss what books they've been reading that helps us do what we do. We discuss and share insights – it’s a time and process that we all value and get a lot out of.

Today we talked about The Happiness Trap by Russ Harris. It was first published 10 years ago but the content remains current and resonated with all of us. It’s a global best-seller for a reason.

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A Blended Family and Your Estate

A Blended Family and Your Estate

A few generations ago, marriage was generally ‘permanent’ and something that you stuck with regardless of whether or not it was working and you were happy. A failed marriage was something to be ashamed of, and blended families were unheard of.

But these days, one in five Australian families are living as a ‘blended’ family, and one in three first marriages now end in divorce. And, these figures are rising.

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Staying Active in Business in Retirement

Staying Active in Business in Retirement

Leaving a full time working role can be a challenge for many people when they reach retirement age.

While the thought of a relaxing lifestyle and being able to do whatever you want, whenever you want, is appealing initially, many retirees quickly become bored and are left wondering, “What can I do now?”

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